annuity

🔗 释义中的汉语词

🧩 词形变化

💬 双语例句

1. (The lack of portability and the absence of annuity payouts are major shortcomings of most employer plans.) An independent board would oversee the state plan’s administration, relying on a competitive bidding process to select investment managers.

   在这一制度下，每名员工可以获得个人账户余额（税收待遇等同IRA ） ， 但确保该计划收益的资产将由资金池信托持有，实际回报由私人保险担保，从退休开始以年金的形式发放。 账户将与员工而不是雇主挂钩，以保证就业的流动性。 （缺少流动性和没有年金支付时大部分雇主计划的主要缺点。 ）一个独立委员会将监督州计划的管理，以竞标程序选择投资经理。

2. The shock and its effect are large. In the case of a worker who at retirement uses his fund to buy an annuity, a drop in the long interest rate from 4% to 2% cuts his pension by nearly 20%.

   低收益意味着低退休金 — — 或者赤字扩大。 由此造成的冲击及其影响都很大。 如果劳动者在退休时用退休基金购买年金，那么长期利率从4%降到2%将使其养老金出现近20%的下降。

🔗 常用搭配